Live on Stellar

Get your finances
in Orbit

Harness the power of Collateralized Debt Positions for secure, reliable stablecoins — built natively on Stellar.

Launch AppRead the Docs
oUSD Minted—
Collateral Locked—
Borrow APY—
BLND Rewards—

Supported Collateral

Deposit. Borrow.
Stay liquid.

Lock accepted collateral to mint oUSD — our overcollateralized stablecoin pegged to the US Dollar.

XLM

Collateral Asset

Stellar Lumens

—

Active
USTRY

Collateral Asset

US Treasury Token

—

Active
CETES

Collateral Asset

Mexican T-Bills

—

Active

Protocol Mechanics

How the
protocol works

A transparent, on-chain CDP system governed by the community.

  1. Deposit collateral

    Lock XLM, USTRY or CETES into a smart contract vault.

  2. Mint oUSD

    Borrow up to your collateralization ratio at — annual rate.

  3. Earn BLND rewards

    Active positions accrue BLND governance tokens at — APY.

  4. Repay & withdraw

    Return oUSD at any time — no lock-up periods.

Current Borrow Rate

—

Annual Percentage Yield

Min. C-Ratio

150%

BLND Rewards

—

Active Vaults

—

Network

Stellar

Why Orbit CDP

Built different.
Built on Stellar.

Passkey Auth

Sign with Face ID or fingerprint. No seed phrases, no single point of failure.

Instant Settlement

Stellar finalizes in 3–5 seconds with sub-cent fees. Real DeFi at human scale.

DAO Governed

Protocol parameters controlled by BLND token holders through on-chain governance.

Real-World Assets

Tokenized T-bills and CETES as collateral — bridging TradFi yield into DeFi.

Fully On-Chain

Every oracle price, liquidation threshold, and mint verifiable on Soroban.

Cross-Border Ready

oUSD settles globally in seconds — ideal for remittances and trade finance.

FAQ

Frequently
asked questions

Can't find what you need? Reach out on Discord.

Orbit Protocol is a decentralized finance (DeFi) platform on the Stellar network that provides users with stablecoins through a secure Collateralized Debt Position (CDP) system. Users can overcollateralize their cryptocurrency (initially Stellar Lumens - XLM) to borrow stablecoins, enhancing stability and liquidity in digital transactions.
A Collateralized Debt Position (CDP) in Orbit Protocol allows users to deposit XLM as collateral into Blend lending pools to borrow stablecoins issued by the Orbit Treasury. Unlike fiat-backed stablecoins which require direct currency backing, or algorithmic stablecoins that rely on complex mechanisms, CDPs are overcollateralized positions that provide stability through cryptocurrency collateral. The borrowed stablecoins can be used for trading on AMMs or in yield-bearing applications, and can be exchanged back for collateral at any time (subject to interest).
Blend is a lending pool system integrated with Orbit Protocol that facilitates the borrowing and lending of assets through smart contracts on the Stellar Blockchain. We use Blend because it provides a secure and efficient way to manage collateralized borrowing. Each Blend lending pool includes a backstop module that protects against bad debt by auctioning off deposits if needed, ensuring the overall stability of the lending system.
The DAO (Decentralized Autonomous Organization) serves as the governing body of Orbit Protocol. Community members participate in the DAO to vote on crucial decisions affecting interest rates, new stablecoins, and other protocol parameters. This democratic approach ensures that the protocol evolves in alignment with user needs while maintaining robust security. The DAO structure allows for community-driven development and governance of the platform.
OrbitCDP leverages the Stellar network's native features to enable fast, low-cost cross-border transactions. The stablecoins created through CDPs can be sent globally within seconds, costing only fractions of a cent. This makes international remittances, trade finance, and cross-border payments accessible to everyone, eliminating traditional banking intermediaries and reducing settlement times from days to seconds.